Real Estate Blog

Category: <span>Finance</span>
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Should You Get a 40-Year Mortgage?

Author: rihomestore
Categories: Finance,Real Estate
40-year mortgage

You must explore all of your options before signing your mortgage. While conducting your due diligence, you may hear about a 40-year mortgage and wonder if that kind of loan makes sense for your situation.

Mortgages are major commitments. Knowing what you are getting into before signing any loan agreement’s dotted line is best. In this article, we will focus specifically on 40-year mortgages. Take this opportunity to learn more about those home loans and see if they present the best value proposition.

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How Many Mortgages Can You Have?

Author: rihomestore
Categories: Finance,Real Estate
mortgage signing

Investing in real estate properties can be profitable, but how many mortgages can you have? You may think that your dream of becoming a real estate mogul is impossible to achieve precisely because of that question. However, it may surprise you to learn that you can hold more than a few mortgages at any time.

In this article, we will go in-depth on the topic of holding multiple mortgages. We will discuss how many mortgages you can have at any one time and how you can secure funding for them. Take the next step toward becoming a real estate mogul by continuing with the rest of this article.

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When Is a Good Time to Refinance Your Home?

Author: rihomestore
Categories: Finance,Real Estate
refinance your home

Is it time for you to refinance your home? The thought may have entered your mind recently, and now you are constantly pondering it. Of course, a potentially better deal is out there, but is it worth chasing?

Refinancing your mortgage is not a decision you can make on a whim. There are several factors you must consider before pushing forward with the move.

Take this opportunity to learn more about mortgage refinancing. Understand why people refinance and how to recognize the right time to do it. We will also discuss the process of refinancing so you can get started on that if you so desire.

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How to Apply for an FHA Loan

Author: rihomestore
Categories: Finance,Real Estate
FHA loan

It’s everyone’s dream to own a home, and an FHA loan can help you accomplish that goal. An FHA loan is one option to obtain a mortgage that may be the best choice based on your circumstances. These loans help people in the low- or middle-income bracket and that don’t have a lot of money to put down on a house. It’s also ideal for someone with a less-than-perfect credit score. If this sounds like you, then read on for more information on how to move forward with an FHA loan.

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Homeowner Tax Deductions for Rhode Island Residents

Author: rihomestore
Categories: Finance
homeowner tax deductions

Please note this article is not intended to provide tax advice, it is strictly for informational purposes only. We encourage everyone to consult with a tax professional for all of their tax-related questions. For more information on tax implications and homeownership, visit IRS.gov.

According to Benjamin Franklin, “nothing can be said to be certain, except death and taxes,” and as we are quickly approaching tax season, it’s time to be looking for ways to save on those taxes. Homeowner tax deductions are one of those ways, offering many potential tax write-offs, some that are often overlooked.

With Rhode Island being the 10th highest state in property taxes, with an average of 1.53%, homeowners are looking for ways to reduce these taxes as much as possible. Let’s look at some of the options that are available to Rhode Island property owners.

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10 Mortgage Questions You Should Ask Your Lender

Author: rihomestore
Categories: Finance,Real Estate
mortgage questions

Purchasing a new home can be overwhelming, especially if it’s your first time. Proper preparation is vital, and this includes asking the right mortgage questions. Given that moving house is consistently ranked as one of the most stressful life events, anything you can do to minimize this stress will make the process run more smoothly.

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